It is tempting. It is convenient. Almost everyone you know has one. So should you or shouldn’t you get a credit card? After all, you need an income of only RM1,500 a month to qualify for one. And as the ads want us to believe, it is no mere piece of plastic: With it you can spend freely while earning respect and envy. But ask yourself: Do I need it? And most of all, can I handle it?
To avoid ending up with an arm or a leg in a cast, why not take a few hints from the following.
We are with you all the way on that. (And you thought we were going to say “Don’t spend your money on this and that”, didn’t you?)
We strongly believe it is important that you spend your money on what you really need (not on what adverts or other people say that you should have). We also believe that you should get value for your money.