Category: Tips EN

Our unlimited wants, unending needs, uncontrolled spending, unnecessary buys and unbridled acquisitions have all resulted in one thing – an unhappy life, social scientists warn.These findings emerge at a time when the consumer culture has reached a fever pitch, comments Myers, also the author of the 2000 book, The American Paradox: Spiritual Hunger in an Age of Plenty.   Owning more...

Did the recent Mega Sales turned out to be an expensive affair for you? If you regret the “bargains” which you bought but is unlikely to use, you will regret even more when the credit card statements come  in.    Often people spend for the wrong reasons, and the Mega Sales with all its hype seems to bring out the worst in them. In order not to be caught off-guard by...

20 Questions To Ask Yourself (from Gamblers Anonymous) 1.     Did you ever lose time from work due to gambling? 2.     Has gambling ever made your home life unhappy? 3.     Did gambling affect your reputation? 4.     Have you ever felt remorse after gambling? 5.     Did you ever gamble to get money with which to pay debts...

It is tempting. It is convenient. Almost everyone you know has one. So should you or shouldn’t you get a credit card? After all, you need an income of only  RM1,500 a month to qualify for one. And as the ads want us to believe, it is no mere piece of plastic: With it you can spend freely while earning respect and envy. But ask yourself: Do I need it? And most of all, can I handle it?...

You’ve worked hard for your money. You deserve to spend it anyway you like. We are with you all the way on that. (And you thought we were going to say “Don’t spend your money on this and that”, didn’t you?) We strongly believe it is important that you spend your money on what you really need (not on what adverts or other people say that you should have). We also...